From Florida’s enduring appeal to the rising prominence of secondary cities and the boom in vacation rentals, the U.S. real estate landscape offers multiple opportunities for Latin American investors.
Investing in U.S. properties remains a desirable option for those seeking to protect their capital and generate higher returns. With a mature market, clear regulations, and a stable economic environment, the country remains a top destination for Latin American investors.
According to the Zillow Home Value Index (ZHVI), home values in the U.S. rose by nearly 100% between January 2014 and January 2024. In states like Idaho and Florida, that growth exceeded 150%. For example, a property that cost US$630,000 ten years ago could now be worth over US$1.5 million. In addition to appreciation, this type of investment can also generate rental income, tax benefits, and even facilitate access to an investor visa.
Legal protections, the U.S. dollar as a strong currency, and a variety of financing options make the U.S. market a fertile ground for forward-looking investments. All this makes it a solid choice for diversifying wealth, safeguarding capital, and achieving sustainable mid- to long-term profitability.
Here are the five major trends shaping the real estate sector in 2025:
1. Florida: A Top Destination for Foreign Capital
Florida continues to lead investor interest, particularly from Latin America. Cities like Miami and Orlando combine a strong economy, tax advantages, an attractive climate, and high tourism demand.
Between 2023 and 2024, over 467,000 people moved to the state, according to U.S. Census data. This steady influx of new residents keeps rental demand high, both for long-term and short-term leases, boosting Florida’s appeal as a real estate market.
2. Secondary Markets: High-Potential Alternatives
While major cities remain popular, so-called secondary markets—mid-sized or suburban cities—are gaining traction. These areas offer more affordable prices, less competition, and strong growth potential.
Thanks to infrastructure development and new residential and commercial projects, these locations are becoming increasingly attractive to investors seeking to diversify, particularly in the multifamily housing or rental home segments.
3. Vacation Properties: More Than Just a Getaway
With the return of tourism and the rise of remote work, demand for short-term rentals in tourist spots and nature-friendly locations has increased. This opens up opportunities for those interested in investing in vacation homes.
Certain areas—like beaches, parks, and family destinations—are experiencing a construction boom focused on this type of property. This model enables personal use while generating income, a combination increasingly sought after by regional investors.
4. Luxury Homes: Resilient Even in Times of Change
The high-end property market—the top 10% in price—has shown remarkable strength. Between 2019 and 2023, values in this segment rose by 65%, compared to 40% in the traditional market.
Buyers in this category often rely less on credit, making them more resilient to interest rate changes. Exclusive areas in California, New York, Texas, and Florida continue to be attractive to both domestic and international investors.
5. Technology: A Key Ally for Smart Investing
Digital transformation is making a substantial impact in the sector. Artificial intelligence tools help analyze emerging areas, predict pricing trends, and automate property management tasks.
In a global context where many investments seem uncertain, the U.S. real estate market stands out as a tangible, stable, and profitable option. The key lies in understanding new dynamics, anticipating change, and making strategic choices.
Talk to the experts at Swann and discover which U.S. real estate strategy best suits your investment profile. Schedule a consultation and turn opportunity into profitability.